When a claim arises, the first question is often: What damage is covered by insurance? Which insurance covers the damage, and how is the claim handled? Understanding the difference between partial cover, parking cover, comprehensive cover and third-party liability (TPL) enables you to act swiftly and guide your repairs correctly. LA CARROSSERIE CORBEX, an approved workshop in Geneva, assists its customers from claim notification to vehicle return, working directly with insurers to simplify the process.
Partial coverage: glass breakage, vandalism and natural disasters
Partial comprehensive insurance protects you against claims that are not the result of a road traffic collision. It's a useful and often underestimated form of cover.
Examples of damage covered
- Glass breakage: cracked windshield, broken side window, damaged rear window.
- Vandalism: theft, tagging, rearview mirrors ripped off.
- Natural damage: hail, falling branches, animal damage.
Care and intervention
In the event of glass breakage, LA CARROSSERIE CORBEX offers rapid replacement or repair of windows using certified parts. For vandalism and natural damage, the workshop provides detailed estimates, bodywork repairs, paint touch-ups to manufacturer standards and administrative management with the insurer. Thanks to La Vaudoise accreditation and other insurance partnerships, invoicing can be sent directly to the company, reducing your administrative burden.
Parking insurance: damage sustained while parking
Parking insurance covers damage sustained when the vehicle is stationary and the perpetrator is unidentified or the damage is anonymous.
Examples of damage covered
- Scratches caused by other vehicles or people.
- Door hit in parking lot.
- Smashed bumper, dented panels, no witnesses.
Proposed solutions
In these cases, the body shop favors paintless dent removal whenever possible, to avoid high costs and a trip to the paint booth. When the paintwork is damaged, the workshop carries out precise straightening and localized repainting in a controlled booth, guaranteeing even tinting and an invisible finish.
Comprehensive: damage caused by the insured himself
Comprehensive coverage is the most extensive and covers damage caused by the driver to his or her own vehicle.
Examples of damage covered
- Collision with an obstacle (low wall, post).
- Departure from the road, loss of control.
- Extensive damage requiring replacement of structural parts.
- Collision with another vehicle for which you are responsible.
- Damage with recourse: a road user damages your vehicle and you call on your insurance company to shorten the time it takes to repair and take charge of your vehicle.
Repairs and warranties
LA CARROSSERIE CORBEX handles bodywork repairs as well as structural work: chassis straightening, component replacement, electronic system repairs and ADAS calibration if required. All work is carried out in accordance with the manufacturer's recommendations, to preserve the vehicle's safety and value.
Civil liability: damage caused by a third party
Third-party liability covers damage caused by another identified driver. In this case, the insurer of the person responsible will generally pay for the repairs, and must provide you with a replacement vehicle for the duration of the work.
Procedure and assistance
The workshop takes charge of contacting the other party's insurance company, putting together the file (photos, estimate) and coordinating the repair. LA CARROSSERIE CORBEX also offers a replacement vehicle, subject to availability, and ensures that the owner receives a reconditioned vehicle, with billing processed with the third-party insurance company.
Why choose an approved garage like LA CARROSSERIE CORBEX?
Choosing an approved garage has a direct impact on the quality of the repair, the future value of the vehicle and the ease of administrative procedures.
Warranty of conformity and manufacturer's quality
As a TÜV-certified workshop approved by insurers (including La Vaudoise) and recognized for its work on premium brands, we use original parts and comply with manufacturer procedures. This preserves the vehicle's safety and resale value.
Simplified insurance procedures
We take the photos, draw up a professional estimate, forward the file to the insurance company and handle the billing. For the customer, this avoids multiple calls and administrative delays, as well as the need to advance repair costs.
Optimized lead times and courtesy vehicle
Our processes and logistics reduce downtime. A replacement vehicle can be provided, subject to availability, to limit the impact of the loss on your day-to-day life.
Transparency and traceability
Each intervention is documented: initial condition report, before/after photos, list of parts replaced and supporting documents provided to the insurance company. This traceability is essential for complex claims and to preserve the owner's confidence.
Repairing and taking care of damage at Carrosserie Corbex
Whether it's glass breakage, vandalism, parking damage, an accident or a claim caused by a third party, LA CARROSSERIE CORBEX is your partner in Geneva for complete, rapid and insurance-compliant care.
By choosing an approved workshop, you can ensure the quality of the repair, simplify the process and protect the value of your vehicle. Contact us to report a claim, get a quote or book an appointment: we're with you every step of the way.
FAQ - What types of damage are covered by insurance?
In the event of glass breakage, contact us immediately. We'll draw up an insurance quote, help you deal with your insurance company and repair or replace the glass as quickly as possible. Driving with a cracked windscreen can be dangerous, and could even lead to your vehicle being refused a roadworthiness test.
Yes, depending on availability, LA CARROSSERIE CORBEX can provide you with a courtesy vehicle while your car is being repaired, so that you can continue to travel without interruption. Don't hesitate to ask your insurance company if the courtesy vehicle is covered by your policy. In the event of a third-party liability claim, you are automatically entitled to a replacement vehicle paid for by the insurer at fault.
An approved garage working to manufacturers' standards and affiliated to Carrosserie Suisse uses original parts and guarantees a result in line with insurance requirements. At LA CARROSSERIE CORBEX, we are TÜV-certified and recognized for working on top-of-the-range vehicles, which preserves the value of your vehicle.
If you go through an approved garage like LA CARROSSERIE CORBEX, in most cases the invoice is sent directly to the insurance company. You usually only have to pay the deductible, if any.
Parking insurance is highly recommended if your vehicle is often parked in public or city parking lots. It covers scratches, door dents and dented bumpers without an identified perpetrator. This means you won't have to pay out of your own pocket for this very frequent type of damage, and there's generally no deductible to be paid by the policyholder.
Partial comprehensive mainly covers claims without collision, such as glass breakage, vandalism or natural damage (hail, falling branches).
In contrast, comprehensive cover includes partial cover and adds coverage for damage caused by the driver himself (collision with a wall, running off the road, etc.).
